prime borrower

prime borrower
первоклассный заемщик

English-russian accounting dictionary. 2014.

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  • Prime — A classification of borrowers, rates or holdings in the lending market that are considered to be of high quality. This classification is placed on those borrowers that are deemed to be the most credit worthy and the prime rate is the rate that a… …   Investment dictionary

  • Prime Rate — The interest rate that commercial banks charge their most credit worthy customers. Generally a bank s best customers consist of large corporations. The prime interest rate, or prime lending rate, is largely determined by the federal funds rate,… …   Investment dictionary

  • sub-prime — UK US (also subprime) adjective PROPERTY, FINANCE ► used to describe a mortgage that has a high risk of not being paid back: subprime mortgages/loans/lending » This credit crunch was sparked by fears that banks gave out too many subprime… …   Financial and business terms

  • Loan modification in the United States — Loan modification, the systematic alteration of contactual mortgage loan agreements, has been practiced in the United States since the 1930s. During the Great Depression loan modification programs took place at the state level in an effort to… …   Wikipedia

  • Adjustable-rate mortgage — A variable rate mortgage, adjustable rate mortgage (ARM), or tracker mortgage is a mortgage loan with the interest rate on the note periodically adjusted based on an index which reflects the cost to the lender of borrowing on the credit… …   Wikipedia

  • Subprime mortgage crisis — Part of a series on: Late 2000s financial crisis Major dimensions …   Wikipedia

  • Alt-A — An Alt A mortgage, short for Alternative A paper, is a type of U.S. mortgage that, for various reasons, is considered riskier than A paper, or prime , and less risky than subprime, the riskiest category. Alt A interest rates, which are determined …   Wikipedia

  • Credit card interest — Finance Financial markets Bond market …   Wikipedia

  • Predatory lending — describes unfair, deceptive, or fraudulent practices of some lenders during the loan origination process. While there are no legal definitions in the United States for predatory lending, an audit report on predatory lending from the office of… …   Wikipedia

  • Mortgage-backed security — Securities Securities Bond Stock Investment fund Derivative Structured finance Agency security …   Wikipedia

  • Subprime lending — Subprime redirects here. For the 2007 house mortgage crisis, see Subprime mortgage crisis. In finance, subprime lending (also referred to as near prime, non prime, and second chance lending) means making loans to people who may have difficulty… …   Wikipedia


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